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Do You Know If You Are Under-Insured or Over-Insured?

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Workers Compensation is an insurance coverage based upon the payroll of a company or organization. Each company has different exposures and thus different classes and rates that apply. The most common class is that of clerical for an office exposure and the rate is approximately .15 cents per hundred dollars of payroll.To figure your cost, simply take your clerical wages divided by 100 times the .15 and boom goes the dynamite, that is your annual

How to Get Rid of Telemarketers

Posted by Dakota on August 3, 2011
Meet Andrew Thorpe, Marketer and Commercial CSA at The Thompson Group. He’s got some news on how YOU can get rid of telemarketers! Check it out! Next Steps: Let’s talk about how we can review your current insurance needs and see where there are gaps.   Click HERE to schedule a free consultation call with us!

Employee Theft…Are you Naked?

Posted by Dakota on July 15, 2011
In today’s society, Employee Theft (also called Employee Dishonesty) has grown to be a prominent issue in the workplace compared to years past. It could be because of the economic downturn we experienced, but here are the statistics: 27% of large companies see an increase in employee theft 7% of annual revenues LOST due to employee theft 37.1% of all frauds committed by a manager 2 years go by before an office fraud is caught
It is no surprise when one finds out that their small car has a poor safety rating. But according to some new research by the Insurance Insitutute for Highway Safety (IIHS), these ratings are on the upswing. IIHS evaluated 13 small cars in terms of safety. At the conclusion on the rating, six earned top safety awards. Additionally, none of them walked away with a “poor” rating. (Areas evaluated: front, rear, side, and rollover impact.)

Do You Drive a Company Car?

Posted by Dakota on June 13, 2011
In a lot of businesses, the use of a company car is extremely necessary. But what most don’t know is that there is a huge exposure when employees take the company car to run errands or go on business trips. Businesses with company vehicles need to make sure a “Hired Non-Owned Auto Endorsement” is added to their commercial auto policy. Additionally, business owners should make sure that those driving their vehicles should have an “Extended
In today’s economy, it comes to no surprise that businesses are learning to operate on less. But, let’s say that in an attempt to cut one’s overhead, a business owner terminates an employee. A month later, the owner (let’s call him Kevin) receives a letter from the law firm of said employee, stating that the termination was unlawful. When Kevin went to his insurance agent to ask if this is covered in his current insurance