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In the aftermath of a man-made or natural disaster, you and your company will have a number of concerns to account for as you prepare to reopen for business. Follow this checklist to ensure that you take the proper steps to recover after a disaster strikes.
|Decide with your partners or co-owners to dissolve your business entity. Document the decision with a written agreement.|
|Contact your insurance provider(s) to start the claims process.|
|As they come to your attention, compile a list of concerns that must be addressed before you are able to reopen.|
|Contact employees, suppliers and customers to inform them of any disruptions in operation and an expected date when they can anticipate it to resume.|
|If you have concerns that damage to a building could pose a safety hazard to employees or customers, have the building professionally inspected.|
|Properly secure the building while repairs are being made or if relocation of business activity is necessary.|
|Ensure utilities are restored and in safe working order before resuming business operations.|
|Properly repair and clean facility to ensure the environment is free of any safety hazards before resuming business operations.|
|File a claim with your business interruption insurance provider.|
|Determine the amount of lost income the disaster has caused.|
|Compile the following information to share with you insurance adjuster:|
|Consider any financial responsibilities you may have, such as payroll or scheduled payments to creditors.|
|Keep detailed records of all expenses incurred during the recovery process.|
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