To put it very simply, insurance is like taxes, it’s auditable. Your initial premiums are only an estimate and subject to change based upon the actual exposure. There are several key things one can do after an audit to help insure the accuracy of the increase or decrease. They include ordering the worksheets from the auditor, reviewing them with your agent to make sure all classes are correct, employees are classed in the right code, and that there are no errors in the math completed by the auditor. If you ever have an insurance audit, order the worksheets!

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