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Should I buy the rental car insurance?

One of the top questions we get at our company is from clients who ask, “Should I buy the rental car insurance, or am I covered by my policy”.

Answer – our recommendation is to always buy the rental car insurance.

Reasoning:

If you have an accident and DO NOT buy the insurance, the credit card that you used to secure the card will be immediately maxed out.

It will become a chargeable accident on your personal auto insurance causing your rates to possibly increase.

When you return the car wrecked or with ANY slight damage, get out the egg timer…. you’re going to be there awhile.

Although many times your personal auto policy will provide coverage, it is less painful to pay the difference and drive worry free.

As a frequent traveler, I always buy the coverage and drive very crazy and scream, I BOUGHT THE INSURANCE!!! (Kidding….)

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