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I’ll admit it, I’m a nerd. I spend a lot of my time reviewing insurance forms, looking for exclusions, trying to find those 50 shades of grey that might get a client in trouble at claim time. So when I talk to prospects that assure me that they have “everything covered”, I usually question that assumption and ask if our firm can do an audit of their insurance program. Although “audit” is usually a bad word, our audit process is painless and most times uncovers gaps in insurance programs. The analogy we use is that if you have had the same doctor for 20 years and you are able to collect your medical records and hand them to another doctor for a 2nd opinion, you might find out that the medicine that you are taking, you no longer need to take or that with a little change in diet, you can achieve much better health. Insurance is a mundane back burner product that does not get a lot of attention, UNTIL YOU NEED IT. Take some action today and have a professional risk management firm review your personal or corporate insurance program for those pesky 50 shades of grey.
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